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Slide Intellectual Property Insurance For clever stuff.

Slide Intellectual Property Insurance Intellectual Property (IP) insurance serves to protect businesses from costs and losses associated with IP disputes. Intellectual properties, which include patents, trademarks, copyrights, and trade secrets, represent valuable assets for many companies, especially those in innovation-driven industries. IP insurance offers coverage in two primary contexts: defence and enforcement. Defence coverage aids companies if they are accused of infringing on another's IP rights, covering defence costs, potential settlements, or judgments. Enforcement coverage, on the other hand, supports companies in protecting and enforcing their own IP rights against infringers. How does it apply to you? For startups and scaleup companies, especially those in the technology, media, or creative sectors, intellectual property often represents a significant portion of their valuation. These businesses hinge on unique products, solutions, or branding, making the protection of their IP assets paramount. Unfortunately, given the competitive nature of most industries, IP disputes are not uncommon. Whether it's a competitor accusing a startup of patent infringement or a startup needing to take action against another company for copying its proprietary software, such disputes can be time-consuming, costly, and distracting. Explained Intellectual Property insurance offers a safeguard in these scenarios. For burgeoning businesses with limited resources, an unexpected IP lawsuit can divert funds from critical growth activities and pose significant financial strain. IP insurance ensures that they have the financial backing to address such disputes, either by mounting a robust defense or by proactively safeguarding their IP rights. Read our comprehensive guide to business insurance trending_flat

Slide How much cover
do you need? A limit for Intellectual Property insurance can be a tricky amount to land on. Ultimately the amount depends on what your IP is worth to you and your business and what it might cost to defend, or attack a breach.

Most insurers will offer you the ability to insure only the IP you feel is exposed, so you can present an IP schedule for which the cover can be based.
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Slide We believe that insurance should be used as a vehicle to drive positive impact. That's why we commit 1% of our revenue to environmental and charitable causes and are proud members of the B Corp Movement.

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