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Slide Media Liability Insurance Media liability insurance is a specialised type of coverage tailored for media professionals and companies, offering protection against claims arising from the creation and dissemination of content. This insurance addresses potential legal challenges such as defamation (including libel and slander), invasion of privacy, copyright or trademark infringement, and other risks associated with publishing or broadcasting. Essentially, it covers the defence costs, settlements, and judgments that might be incurred when a media entity is accused of causing harm through its content. How does it apply to you? For startups and scaleup companies operating in the media space, be it digital content creation, broadcasting, publishing, or any related field, media liability insurance is pivotal. In today's digital age, content reaches vast audiences at an unprecedented speed, amplifying both its impact and the potential for disputes. A simple oversight, such as inadvertently using copyrighted music in a video, publishing contentious material without adequate fact-checking, or even unintentionally misrepresenting someone in a story, can lead to hefty legal claims. Explained Media liability insurance provides a safeguard against these risks. For startups and scaleup companies, which might be particularly vulnerable given their growth-oriented and fast-paced environments, a single substantial claim without coverage could spell financial disaster. Moreover, defending against even an unfounded accusation can be costly in terms of legal fees, time, and reputational damage. This insurance ensures that companies have the financial and legal resources to address such challenges effectively. Read our comprehensive guide to business insurance trending_flat

Slide How much cover
do you need?
We can provide various limits from £1,000,000 right up to £10,000,000. In some cases, you may even be asked to have more than that as part of a tender or as an agreed contractual obligation.

If you are a member of a professional body it may be worth checking your obligations, otherwise, you can speak to one of our experienced team for an open conversation about your exposure.
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