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Public Liability
Insurance Basic cover for your activities

Public Liability
Insurance Public Liability insurance is a type of insurance that covers businesses for legal costs and potential compensation payments that may arise if a third party, such as a customer or a member of the public, suffers injury or property damage due to the business's activities. How does it apply to tech co's? For startup or scaleup companies, particularly those in the technology-based services sector, Public Liability insurance might seem less relevant at first glance. However, consider scenarios like hosting promotional events, product launches, or even everyday occurrences like a courier slipping on a wet floor while delivering a package to the office. Explained This form of insurance is distinct from Employer's Liability insurance, which covers claims from employees. The primary purpose of Public Liability insurance is to protect the financial integrity of a business in the event that it is found legally liable for causing harm. Public Liability insurance provides a safety net, ensuring that unforeseen events don’t result in crippling financial setbacks or reputational damages. Read our comprehensive guide to business insurance trending_flat